Debt Management Insights

Practical advice, legal updates and recovery strategies for Kenyans.

How to Handle Defaulted SACCO Loans in Kenya

Published: November 10, 2025 • 5 min read

SACCOs are vital to Kenya’s financial ecosystem—but what happens when members default?

Understanding the Small Claims Court Process

Published: November 15, 2025 • 4 min read

A fast, affordable way to recover small debts without a lawyer.

Why Ethical Debt Collection Builds Better Business

Published: November 18, 2025 • 3 min read

Pressure vs. partnership—why respect wins long-term results.

Debt Counseling: When to Seek Help

Published: November 20, 2025 • 4 min read

Recognizing financial distress early can prevent legal action.

Digital Tools Transforming Debt Recovery in Nairobi

Published: November 22, 2025 • 3 min read

How WhatsApp, SMS, and payment links are changing the game.

Credit Card Debt: What Kenyans Need to Know

Published: November 25, 2025 • 5 min read

High interest, penalties, and recovery options explained.

Negotiating a Repayment Plan? Here’s How

Published: November 25, 2025 • 5 min read

A well-structured repayment plan can save you from legal action and repair your credit.

The Role of Auctioneers in Secured Debt Recovery

Published: December 1, 2025 • Category: Asset Recovery

When a loan is secured by assets, auctioneers are critical to realizing value in compliance with the law.

Avoiding Scams: Spotting Fake Debt Collectors

Published: December 3, 2025 • Category: Consumer Protection

Scammers impersonate collectors to extort money. Protect yourself: Red flags explained.

How MFIs Can Reduce Loan Defaults

Published: December 4, 2025 • Category: Lender Strategy

Proactive measures like financial literacy training and early-warning systems can prevent high default rates.

Legal Notices in Kenya: What’s Required?

Published: December 4, 2025 • Category: Legal Compliance

A legal demand letter is the first formal step. Ensure yours includes all the required details.

Impact of Credit Reference Bureaus on Borrowers

Published: December 4, 2025 • Category: Credit Health

CRBs list defaults for 5 years. We show you how to verify your report and dispute incorrect listings.

Rebuilding Credit After Debt Settlement

Published: December 4, 2025 • Category: Financial Wellness

Settling debt is the first step. Learn how to restore your financial health and CRB score.

Corporate Debt: Why Early Intervention Matters

Published: December 4, 2025 • Category: Business Finance

B2B arrears cost Kenyan SMEs over KES 120B annually. Waiting reduces recovery chances by 60%.

Consumer Rights During Debt Collection (Per CBK Guidelines)

Published: December 4, 2025 • Category: Regulatory

The Central Bank of Kenya's Principles for Fair Debt Collection protect you—know your rights.