Proactive solutions for institutions and individuals to restructure, counsel, and manage debt portfolios efficiently and compliantly in the Kenyan market.
Developing viable, legally compliant repayment plans tailored to the debtor's capacity and the client's recovery goals. This prevents default and supports rehabilitation.
Providing expert advice to debtors on managing their finances, creating sustainable budgets, and prioritizing payments to successfully clear their obligations.
In-depth review of your current debt portfolio to identify high-risk assets, suggest policy changes, and improve your internal credit scoring models.
Specialist services for handling loans secured by collateral, focusing on amicable and legal restructuring to avoid costly asset seizure and litigation.
Acting as a neutral third party to mediate disputes between creditor and debtor, leading to mutually agreeable terms and faster resolution.
Ensuring all debt management activities, reporting, and restructuring adhere strictly to Central Bank of Kenya (CBK) and Credit Reference Bureau (CRB) regulations.
We begin by thoroughly reviewing the debtor's financial position, including income, expenses, and outstanding debts, to understand the root cause of the default.
A tailored repayment and counseling plan is developed. This plan is discussed and agreed upon with both the creditor (our client) and the debtor.
The repayment plan is put into action. We provide continuous monitoring, send automated reminders (SMS/WhatsApp), and offer ongoing counseling to ensure adherence.
Upon successful completion of the agreed-upon terms, the debt is resolved. We provide comprehensive, transparent reports on the entire process to our client.
We prioritize solutions that restore the debtor's financial health, ensuring long-term success for all parties involved.
Our practices are 100% compliant with Kenyan banking and consumer protection laws, mitigating legal risk for our clients.
Utilizing digital channels (SMS, M-Pesa, Client Dashboard) for efficient, transparent, and scalable management.
Our team includes certified financial experts dedicated to finding ethical and effective resolutions.
Schedule a free, confidential 30-minute review of your debt management needs.
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